Simple Pricing. Proven Results.

Our company Educate & Restore Credit LLC provides credit improvement services and credit building assistance. We are licensed and bonded in all 50 states and have a staff of certified credit advisors that will assist you.

We perform their services according to the laws that govern how The Fair Credit Reporting Act and the Credit Repair Organizations Act in order to stay fully compliant.

All clients are assigned a personal Board Certified Credit Coach and are treated as a valued client. In addition, our attorney on staff is “on the case” wherever necessary.

Pricing

No Long Term Contracts. Cancel Anytime.

Individual Plan

$299

(Audit & Analysis, First Work Account Setup Fee)

$139 per month

  • Custom Credit Profile Forensic Audit & Analysis

  • Access To Our Credit Surge Academy ($299 Value)

  • Downloadable Personalized Plan of Action

  • Analysis of Credit Reports of all 3 Credit Bureaus

  • Unlimited Custom Dispute Letters mailed on your behalf to all 3 Major Credit Bureaus

  • Debt Validation with Creditors

  • Assist with budget and credit questions/process.

  • FREE 24/7 Portal Access

  • Online Money Manager

  • Credit Score Tracker & Calculator

  • ID Theft Protection

  • Financial Health Score

  • Removal from all promotional and junk mail services

  • Exclusive Credit Education

  • Best In-Class Phone/SMS Customer Support

  • Personalize Credit Repair Roadmap

  • Assigned Your Own Personal Credit Advisor

Business Owner Plan

$499

(Audit & Analysis, First Work Account Setup Fee)

$139 per month

  1. Custom Credit Profile Forensic Audit & Analysis

  2. Access To Our Credit Surge Academy ($299 Value)

  3. Downloadable Personalized Plan of Action

  4. Analysis of Credit Reports of all 3 Credit Bureaus

  5. Unlimited Custom Dispute Letters mailed on your behalf to all 3 Major Credit Bureaus

  6. Debt Validation with Creditors

  7. Assist with budget and credit questions/process.

  8. FREE 24/7 Portal Access

  9. Online Money Manager

  10. Credit Score Tracker & Calculator

  11. ID Theft Protection

  12. Financial Health Score

  13. Removal from all promotional and junk mail services

  14. Exclusive Credit Education

  15. Best In-Class Phone/SMS Customer Support

  16. Personal Credit Optimization Plan for Business Fundability

  17. Database Search & Disputing of Reports from Check Systems, Innovis, Lexis Nexis, Telecheck, Teletrack Check

  18. Debt Settlement Negotiation Assistance ($500 Value)

  19. 3 Months of Advanced Credit Coaching Services ($199 Value)

  20. Personalize Credit Repair Roadmap

  21. Assigned Your Own Personal Credit Advisor

** If a spouse gets started at the same time a discount of $100 of the First Work Fee will be applied.

*Billed After Client Setup And Dispute Letters Are Created

*Billed After Client Setup And Dispute Letters Are Created

OUR RISK-FREE CREDIT IMPROVEMENT SERVICES

We believe that our valued clients should only pay for RESULTS. We will give you a refund* (minus the first work fee) if you don’t see any results within 180 days. This includes a score boost or deletions. In order for this to happen you must agree to keep your credit monitoring active and make all payments on time.

TCPA Consent & Privacy. Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls or SMS messages (including text messages) from us, our agents, representatives, affiliates, or anyone calling on our behalf, you expressly consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any and all purposes arising out of or relating to your loan and/or account, at any telephone number, or physical or electronic address you provide or at which you may be reached. You agree we may contact you in any way, including SMS messages (including text messages), calls using prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing system or an automatic texting system. Automated messages may be played when the telephone is answered, whether by you or someone else. In the event that an agent or representative calls, he or she may also leave a message on your answering machine, voice mail, or send one via text. You consent to receive SMS messages (including text messages), calls and messages (including prerecorded and artificial voice and autodialed) from us, our agents, representatives, affiliates or anyone calling on our behalf at the specific number(s) you have provided to us, or numbers we can reasonably associate with your account (through skip trace, caller ID capture or other means), with information or questions about your account. You certify, warrant and represent that the telephone numbers that you have provided to us are your contact numbers. You represent that you are permitted to receive calls at each of the telephone numbers you have provided to us. You agree to promptly alert us whenever you stop using a particular telephone number. Your cellular or mobile telephone provider will charge you according to the type of plan you carry. You also agree that we may contact you by e-mail, using any email address you have provided to us or that you provide to us in the future. We may listen to and/or record phone calls between you and our representatives without notice to you as permitted by applicable law. For example, we listen to and record calls for quality monitoring purposes.