
About Us

Neal Yeagley
Credit Repair & Financial Education Specialist
With over 20 years in the credit repair industry, Neal Yeagley is dedicated to helping individuals rebuild their credit and regain financial freedom. Known for his expertise in analyzing credit reports, disputing inaccuracies, and creating personalized strategies, Neal has assisted clients with everything from simple disputes to complex cases like identity theft, collections, and bankruptcy.
A passionate advocate for financial literacy, Neal offers workshops, resources, and one-on-one consultations, and has authored 10 books focused on compliance and transparency in credit repair. His mission is simple: provide honest, effective credit solutions while empowering clients to maintain healthy credit for life.
Michelle Bowens
Client Acquisition Manager, Educate and Restore Credit
With over 10 years of experience in the credit repair and financial education industry, Michelle brings a wealth of expertise to the role of Client Acquisition Manager at Educate and Restore Credit. Specializing in both client relationships and sales strategy, [Your Name] is committed to helping individuals take control of their credit and achieve lasting financial stability.
In this role, Michelle combines deep industry knowledge with a results-driven sales approach to connect clients with the services and education they need most. From the first conversation to the start of their program, Michelle ensures each client feels informed, confident, and supported.
Passionate about empowering others through financial literacy and effective credit solutions, Michelle plays a key role in driving growth for the company while making a meaningful difference in the lives of clients.

Welcome to Educate and Restore Credit, the premier credit repair service provider in Allentown, Fogelsville and Lehigh County located in Pennsylvania. With over 20 years of experience, our team of knowledgeable and courteous staff is dedicated to helping you achieve your credit goals. We specialize in credit repair, credit education, debt negotiation, and credit reports to help you achieve a great FICO score.
At Educate and Restore Credit, we understand that each client's credit situation is unique. That's why we offer personalized service to each of our clients to ensure that we understand their specific needs and goals. Our emphasis on education sets us apart from other credit repair service providers. We are committed to providing you with the knowledge and tools you need to take control of your credit and achieve long-term financial success.
We take our commitment to your needs seriously and work with determination and drive to help you achieve and exceed your goals. From no credit to bad credit, we have the right solution for your needs. Our team has helped clients improve their FICO scores from low 400s to high 700s by challenging erroneous, unverifiable, and inaccurate information on their credit reports.
TCPA Consent & Privacy. Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls or SMS messages (including text messages) from us, our agents, representatives, affiliates, or anyone calling on our behalf, you expressly consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for any and all purposes arising out of or relating to your loan and/or account, at any telephone number, or physical or electronic address you provide or at which you may be reached. You agree we may contact you in any way, including SMS messages (including text messages), calls using prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing system or an automatic texting system. Automated messages may be played when the telephone is answered, whether by you or someone else. In the event that an agent or representative calls, he or she may also leave a message on your answering machine, voice mail, or send one via text. You consent to receive SMS messages (including text messages), calls and messages (including prerecorded and artificial voice and autodialed) from us, our agents, representatives, affiliates or anyone calling on our behalf at the specific number(s) you have provided to us, or numbers we can reasonably associate with your account (through skip trace, caller ID capture or other means), with information or questions about your account. You certify, warrant and represent that the telephone numbers that you have provided to us are your contact numbers. You represent that you are permitted to receive calls at each of the telephone numbers you have provided to us. You agree to promptly alert us whenever you stop using a particular telephone number. Your cellular or mobile telephone provider will charge you according to the type of plan you carry. You also agree that we may contact you by e-mail, using any email address you have provided to us or that you provide to us in the future. We may listen to and/or record phone calls between you and our representatives without notice to you as permitted by applicable law. For example, we listen to and record calls for quality monitoring purposes.